Testimonials
Testimonials
“I’m embarrassed at how easy this process was. Modification Professor was simple to use and it gave me the confidence I needed to make the call to my lender by myself. I was confused by all the real estate vocabulary & terms but in the end it was all common sense!”
- David (Fort Wayne, IN)
“Talk about confusing, with all the information out in the news and all the side conversations I had with people I know at work, I really had no idea how I was going to understand how to go about saving my home. Once I used Modification Professor all of that confusion turned into power. Now I am informing people at work with the real facts. Now I am working on saving my own home. You will benefit from this product.
- Brad (Santa Monica, CA)
“I paid a mortgage broker well over $4000.00 to modify my loan and nothing was done after 5 months of waiting. The company never answered their phones and I found out they shut down their operation.
You can imagine how devastated I was. I had no idea I could modify my loan on my own. In only one month I was able to get done what this scam company did not in 5 months. Thanks modification professor for opening my eyes to the true power of taking control of my own destiny”
- Denise (Vista, CA)
Real People, Real Results
Homeowner: Wendelyn and Frank H., Los Angeles
Lender: HomEq Servicing
Real Results: $7,110.90 forbearance, 3.5% rate reduction, and $1,410.01 monthly savings.
Before Assistance After Assistance
|
Payment |
$4,199.82 |
New Payment |
$2,789.81 |
|
Interest Rate |
9.0% |
New Interest Rate |
5.5% |
|
Delinquent Amount |
$7,110.90 |
Delinquent Amount |
$0 |
Homeowner: Etherine W., Compton
Lender: Wachovia Mortgage
Real Results: 3.85% rate reduction, $1,087.26 monthly savings, and $55,417.25 principal reduction.
Before Assistance After Assistance
|
Loan Balance |
$277,086.25 |
New Loan Balance |
$221,669 |
|
Payment |
$1,826.16 |
New Payment |
$738.90 |
|
Interest Rate |
7.85% |
New Interest Rate |
4.0% |
Homeowner: Daniel M., Lakewood
Lender: Countrywide Home Loans
Real Results: $15,426.57 forbearance, 2.45% rate reduction, and $1,228.25 monthly savings.
Before Assistance After Assistance
|
Payment |
$2,723.96 |
New Payment |
$1,495.71 |
|
Interest Rate |
6.7% |
New Interest Rate |
4.25% |
|
Delinquent Amount |
$15,426.57 |
Delinquent Amount |
$0 |
Homeowner: Sman and Buakai T., Panorama City
Lender: Litton Loan Servicing
Real Results: $2,012.09 monthly savings and $112,772.08 principal reduction.
Before Assistance After Assistance
|
Loan Balance |
$423,272.64 |
New Loan Balance |
$310,500.56 |
|
Payment |
$3,648.31 |
New Payment |
$1,636.22 |
|
Delinquent Amount |
$24,913.08 |
Delinquent Amount |
$0 |
Homeowner: Gary H., Lakewood
Lender: Chase Home Finance
Real Results: $7,701.56 forbearance, 2.875% rate reduction, and $1,363.80 monthly savings.
Before Assistance After Assistance
|
Payment |
$3,451.87 |
New Payment |
$2,088.07 |
|
Interest Rate |
6.875% |
New Interest Rate |
4.0% |
|
Delinquent Amount |
$7,701.56 |
Delinquent Amount |
$0 |
Homeowner: Carol R., Compton
Lender: Wachovia Mortgage
Real Results: $739.65 monthly savings and $68,555.77 principal reduction.
Before Assistance After Assistance
|
Loan Balance |
$342,778.85 |
New Loan Balance |
$274,223.08 |
|
Payment |
$2,278.90 |
New Payment |
$1,539.25 |
Homeowner: Mike and Gisela J., Escondido
Lender: GMAC
Real Results: $17,090.38 forbearance, 6.2% rate reduction, and $2,940.50 monthly savings.
Before Assistance After Assistance
|
Payment |
$4,290.56 |
New Payment |
$1,350.06 |
|
Interest Rate |
7.2% |
New Interest Rate |
1.0% |
|
Delinquent Amount |
$17,090.38 |
Delinquent Amount |
$0 |
Homeowner: Dakila and Winifreda L., Long Beach
Lender: Wachovia Mortgage
Real Results: 2.55% rate reduction, $862.21 monthly savings, and $79,450.67 principal reduction.
Before Assistance After Assistance
|
Loan Balance |
$397,253.35 |
New Loan Balance |
$317,802.68 |
|
Payment |
$1,934.80 |
New Payment |
$1,072.59 |
|
Interest Rate |
6.6% |
New Interest Rate |
4.05% |
Homeowner: Nancy R. and Priscilla A., Bell
Lender: American Home Mortgage Servicing
Real Results: $14,113.90 forbearance, 4.8% rate reduction, $1,779.34 monthly savings.
Before Assistance After Assistance
|
Payment |
$2,861.48 |
New Payment |
$1,082.14 |
|
Interest Rate |
6.8% |
New Interest Rate |
2.0% |
|
Delinquent Amount |
$14,113.90 |
Delinquent Amount |
$0 |
Homeowner: Angel and Sonia O., Chula Vista
Lender: Citi
Real Results: $7,357.26 forbearance, 3.5% rate reduction, and $1,154.63 monthly savings.
Before Assistance After Assistance
|
Payment |
$2,596.86 |
New Payment |
$1,442.23 |
|
Interest Rate |
6.375% |
New Interest Rate |
2.875% |
|
Delinquent Amount |
$7,357.26 |
Delinquent Amount |
$0 |
Homeowner: Manuel and Victoria R., Wilmington
Lender: Indymac Federal Bank
Real Results: $15,538.30 forbearance, 4.89% rate reduction, $1,397.96 monthly savings.
Before Assistance After Assistance
|
Payment |
$3,748.76 |
New Payment |
$2,350.80 |
|
Interest Rate |
7.89% |
New Interest Rate |
3.0% |
|
Delinquent Amount |
$15,538.30 |
Delinquent Amount |
$0 |
Homeowner: Xuan Thu Thi D., Reseda
Lender: America’s servicing Company
Real Results: $4,356.90 forbearance, 1.375% rate reduction, and $816.97 monthly savings.
Before Assistance After Assistance
|
Payment |
$2,587.02 |
New Payment |
$1,770.05 |
|
Interest Rate |
6.25% |
New Interest Rate |
4.875% |
|
Delinquent Amount |
$4,356.90 |
Delinquent Amount |
$0 |
Homeowner: Jeffrey B., El Monte
Lender: Countrywide Home Loans
Real Results: $2,757.02 forbearance, 1.1% rate reduction, and $172.31 monthly savings.
Before Assistance After Assistance
|
Payment |
$516.70 |
New Payment |
$344.39 |
|
Interest Rate |
5.5% |
New Interest Rate |
4.4% |
|
Delinquent Amount |
$2,757.02 |
Delinquent Amount |
$0 |
Homeowner: Blanca H., Escondido
Lender: Indymac Federal Bank
Real Results: $18,326.23 forbearance, 2.5% rate reduction, and $969.82 monthly savings.
Before Assistance After Assistance
|
Payment |
$2,708.33 |
New Payment |
$1,738.51 |
|
Interest Rate |
6.75% |
New Interest Rate |
4.25% |
|
Delinquent Amount |
$18,326.23 |
Delinquent Amount |
$0 |
Homeowner: Yun Sook L., San Diego
Lender: Countrywide Home Loans
Real Results: $12,191.86 forbearance, 1.875% rate reduction, and $847.50 monthly savings.
Before Assistance After Assistance
|
Payment |
$2,927.08 |
New Payment |
$2,079.58 |
|
Interest Rate |
6.125% |
New Interest Rate |
4.25% |
|
Delinquent Amount |
$12,191.86 |
Delinquent Amount |
$0 |
Homeowner: Maria and Raymundo V., Chula Vista
Lender: Chase Home Finance
Real Results: $7,903.97 forbearance, 1.375% rate reduction, and $678.09 monthly savings.
Before Assistance After Assistance
|
Payment |
$2,692.33 |
New Payment |
$2,014.24 |
|
Interest Rate |
5.5% |
New Interest Rate |
4.125% |
|
Delinquent Amount |
$7,903.97 |
Delinquent Amount |
$0 |
Homeowner: Jose V., Long Beach
Lender: Countrywide Home Loans
Real Results: $34,333.27 forbearance and $1,119.24 monthly savings.
Before Assistance After Assistance
|
Payment |
$2,745.73 |
New Payment |
$1,626.49 |
|
Delinquent Amount |
$34,333.27 |
Delinquent Amount |
$0 |
Homeowner: Jose and Elva Uribe, Norwalk
Lender: Nationstar Mortgage
Real Results: $25,956.66 forbearance and $948.49 monthly savings.
Before Assistance After Assistance
|
Payment |
$3,704.31 |
New Payment |
$2,755.82 |
|
Delinquent Amount |
$25,956.66 |
Delinquent Amount |
$0 |
Homeowner: Esteban G., Carson
Lender: First Federal Bank of California
Real Results: $863.93 monthly savings
Before Assistance After Assistance
|
Payment |
$2,468.13 |
New Payment |
$1,604.20 |
Homeowner: James K., Tustin
Lender: Ocwen Loan Servicing
Real Results: 5.85% rate reduction and monthly payment cut by more than half.
Before Assistance After Assistance
|
Payment |
$623.42 |
New Payment |
$277.85 |
|
Interest Rate |
9.8% |
New Interest Rate |
3.95% |
Homeowner: Sam and Joan P., Cerritos
Lender: Ocwen Loan Servicing
Real Results: 4.3% rate reduction, $182.06 monthly savings, and $10,000 principal reduction.
Before Assistance After Assistance
|
Loan Balance |
$70,103.14 |
New Loan Balance |
$60,103.14 |
|
Payment |
$481.96 |
New Payment |
$299.90 |
|
Interest Rate |
8.25% |
New Interest Rate |
3.95% |
Homeowner: Randel and Michele S., Panorama City
Lender: Litton loan Servicing
Real Results: $6,433.52 forbearance, 4.45% rate reduction, and $1,552.86 monthly savings.
Before Assistance After Assistance
|
Payment |
$3,151.08 |
New Payment |
$1,598.22 |
|
Interest Rate |
8.2% |
New Interest Rate |
3.75% |
|
Delinquent Amount |
$6,433.52 |
Delinquent Amount |
$0 |
Homeowner: Ruben and Darlene G., Norwalk
Lender: Indymac Federal Bank
Real Results: $9,766.75 forbearance, 2.05% rate reduction, and $1,165.33 monthly savings.
Before Assistance After Assistance
|
Payment |
$2,763.55 |
New Payment |
$1,598.22 |
|
Interest Rate |
5.8% |
New Interest Rate |
3.75% |
|
Delinquent Amount |
$9,766.75 |
Delinquent Amount |
$0 |
Homeowner: Dennis G., Carson
Lender: American Home Mortgage Servicing
Real Results: $18,643.07 forbearance, 3.0% rate reduction, and $958.47 monthly savings.
Before Assistance After Assistance
|
Payment |
$3,557.52 |
New Payment |
$2,599.05 |
|
Interest Rate |
6.5% |
New Interest Rate |
3.5% |
|
Delinquent Amount |
$18,643.07 |
Delinquent Amount |
$0 |
Homeowner: Jesus and Desiree P., Fontana
Lender: US Bank
Real Results: $13,322.58 forbearance, 3.0% rate reduction, and $1,212.78 monthly savings.
Before Assistance After Assistance
|
Payment |
$2,488.12 |
New Payment |
$1,275.34 |
|
Interest Rate |
6.0% |
New Interest Rate |
3.0% |
|
Delinquent Amount |
$13,322.58 |
Delinquent Amount |
$0 |
Homeowner: Jesse C., San Diego
Lender: Indymac Federal Bank
Real Results: $9,099.65 forbearance, 4.04% rate reduction, and $1,687.75 monthly savings.
Before Assistance After Assistance
|
Payment |
$3,215.09 |
New Payment |
$1,527.34 |
|
Interest Rate |
7.04% |
New Interest Rate |
3.0% |
|
Delinquent Amount |
$9,099.65 |
Delinquent Amount |
$0 |
Homeowner: Sheila T., Gardena
Lender: Indymac a division of OneWest Bank
Real Results: $5,651 forbearance, 5.21% rate reduction, and $1,264.24 monthly savings.
Before Assistance After Assistance
|
Payment |
$2,343.01 |
New Payment |
$1,078.77 |
|
Interest Rate |
8.21% |
New Interest Rate |
3.0% |
|
Delinquent Amount |
$5,651 |
Delinquent Amount |
$0 |
Homeowner: Paul and Lori C., Long Beach
Lender: PHH Mortgage
Real Results: $9,700 forbearance, 2.0% rate reduction, $578.23 monthly savings.
Before Assistance After Assistance
|
Payment |
$1,967.24 |
New Payment |
$1,389.01 |
|
Interest Rate |
5.0% |
New Interest Rate |
3.0% |
|
Delinquent Amount |
$9,700 |
Delinquent Amount |
$0 |
Homeowner: Corey Y., San Diego
Lender: Indymac Mortgage Services, a division of OneWest Bank
Real Results: $13,265.06 forbearance, 2.625% rate reduction, and $846.59 monthly savings.
Before Assistance After Assistance
|
Payment |
$2,054.12 |
New Payment |
$1,207.53 |
|
Interest Rate |
5.625% |
New Interest Rate |
3.0% |
|
Delinquent Amount |
$13,265.06 |
Delinquent Amount |
$0 |
Homeowner: Parham and Christine M., Torrance
Lender: Indymac Mortgage Services, a division of OneWest Bank
Real Results: $22,610.24 forbearance, 5.62% rate reduction, and $2,872.04 monthly savings.
Before Assistance After Assistance
|
Payment |
$4,890.58 |
New Payment |
$2,018.54 |
|
Interest Rate |
8.62% |
New Interest Rate |
3.0% |
|
Delinquent Amount |
$22,610.24 |
Delinquent Amount |
$0 |
Homeowner: Lucio and Irene P., Carson
Lender: CitiMortgage
Real Results: $13,909.98 forbearance, 3.375% rate reduction, $879.78 monthly savings.
Before Assistance After Assistance
|
Payment |
$2,840.72 |
New Payment |
$1,960.94 |
|
Interest Rate |
6.375% |
New Interest Rate |
3.0% |
|
Delinquent Amount |
$13,909.98 |
Delinquent Amount |
$0 |
Homeowner: Marlene F., Wilmington Area Los Angeles
Lender: Aurora Loan Services
Real Results: $8,403.63 forbearance, 3.7% rate reduction, and $512.16 monthly savings.
Before Assistance After Assistance
|
Payment |
$1,912.16 |
New Payment |
$1,400 |
|
Interest Rate |
6.0% |
New Interest Rate |
2.3% |
|
Delinquent Amount |
$8,403.63 |
Delinquent Amount |
$0 |
Homeowner: Antonio C., Sylmar
Lender: Central Mortgage Company
Real Results: $44,380.22 forbearance, 2.875% rate reduction, and $584.72 monthly savings.
Before Assistance After Assistance
|
Payment |
$2,469.99 |
New Payment |
$1,885.27 |
|
Interest Rate |
4.875% |
New Interest Rate |
2.0% |
|
Delinquent Amount |
$44,380.22 |
Delinquent Amount |
$0 |
Homeowner: Daniel E., San Marcos
Lender: JP Morgan Chase Bank
Real Results: 1.875% rate reduction and $601.72 monthly savings.
Before Assistance After Assistance
|
Payment |
$1,920.25 |
New Payment |
$1,318.53 |
|
Interest Rate |
5.75% |
New Interest Rate |
3.875% |